Membership & Service Plans
Cooperfidi Italia offers structured membership tiers designed to match the size, complexity, and financial needs of different businesses and professionals. Each plan provides access to collective guarantee services, with higher tiers unlocking greater guarantee capacity, dedicated advisory support, and priority processing. Choose the plan that best reflects your business stage and financing requirements.
Start – Entry Membership
€150/yr
Designed for micro-enterprises, startups, and individual professionals taking their first steps with guaranteed bank credit. Provides access to standard collective guarantee instruments and basic financial guidance.
- Collective credit guarantees up to €75,000
- Access to working capital guarantee products
- Standard credit assessment and advisory
- Access to member portal and document management
- Annual financial health review session
Business – Growth Membership
€490/yr
Suited to established SMEs and growing professional firms that require higher guarantee capacity and closer relationship management for multiple financing operations.
- Collective credit guarantees up to €500,000
- Access to investment loan and capex guarantee products
- Public funding identification and application support
- Dedicated relationship manager
- Priority processing within 5 business days
- Quarterly portfolio and credit position review
Corporate – Premium Membership
€1,200/yr
Tailored for medium and larger companies with complex financing structures, multi-operation guarantee needs, and requirements for customised financial solutions and counter-guarantee access.
- Collective credit guarantees up to €2,000,000
- Full counter-guarantee scheme integration (Mediocredito, EU funds)
- Structured financing advisory and loan packaging
- Dedicated senior credit analyst and legal support liaison
- Express processing within 3 business days
- Bespoke reporting and annual strategic financial review